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How-To Guides

Landlord Keeping Your Deposit for 'Damage'? How to Challenge an Unfair Claim

A deduction from your deposit is a claim, not a final decision. Here is how tenants can challenge an unfair damage charge calmly, with evidence.

By Logic27 February 2026 2 min read

You moved out, cleaned thoroughly and handed back the keys — and then an email arrives listing deductions from your deposit. Some may be fair. Others may be wear and tear, pre-existing damage or simply inflated. A proposed deduction is a claim that should be supported by evidence, and you are entitled to challenge it.

Step 1: Do not agree to anything straight away

Acknowledge the message, say you are reviewing it and ask for time to respond. Avoid agreeing by phone.

Step 2: Ask for an itemised breakdown with evidence

Ask the landlord or agent for:

  • Each deduction listed separately with its cost
  • The check-in inventory and check-out report
  • Photos showing the condition at the start and end of the tenancy
  • Quotes, invoices or receipts supporting each cost

Step 3: Gather your own evidence

  • Your move-in and move-out photos or videos
  • The inventory you signed, including any notes you added
  • Messages reporting problems during the tenancy — for example a leak or mould
  • Cleaning receipts, if you paid for a professional clean
  • Statements from anyone who helped you move out

Step 4: Test each deduction

For every item, ask:

  1. Was it already damaged? Check the check-in inventory and photos.
  2. Is it wear and tear? Faded paint, light scuffs and worn carpet in walkways generally are, especially after a longer tenancy.
  3. Was it caused by a problem you reported? Damp damage from a leak you raised is not tenant damage.
  4. Is the cost reasonable? A landlord generally should not charge the full price of a new item for an old one — the age and expected lifespan matter.
  5. Is it a cleaning or a replacement issue? A stain that can be cleaned should not usually justify a new carpet.

Step 5: Respond in writing, item by item

Keep it factual and organised:

"Item 2 — Carpet replacement, 600: I dispute this. The check-in inventory (page 4) records the carpet as 'worn, light staining'. The carpet was eight years old at the start of the tenancy. My move-out photos (attached, 3–6) show it vacuumed and clean. I accept item 4, the missing key, 25."

Accepting fair items strengthens your credibility on the ones you dispute.

Step 6: Propose a resolution

Suggest a specific figure you consider fair and a deadline for releasing the undisputed amount. Many disputes settle here.

Step 7: Escalate if needed

  • If the deposit is held in a protection or custodial scheme, use its free dispute process where available.
  • Otherwise, consider mediation, a housing tribunal or small claims process, depending on where you live.
  • Keep to all deadlines — some processes must be started within a set period after the tenancy ends.

Make the outcome part of your record

A fair outcome is worth remembering — both for tenants who left a home in good condition and for landlords who handled a dispute reasonably. On RRSource, claims, evidence, responses and the Resolution are recorded together. Read also tenancy deposit dispute evidence and the move-out inspection checklist.

Deposit protection, return deadlines and dispute routes vary by country and region.

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